Car Accidents and Florida’s PIP Law

WHY IS FLORIDA CALLED A "NO FAULT" STATE? Ever wonder why Florida as referred to as a “No Fault” state?  The answer is fairly simple.  Florida is referred to as a “No Fault” state because it requires drivers to have a specific insurance coverage to lawfully operate a vehicle on the roadway.  This insurance coverage is called Personal Injury Protection, or “PIP” for short. PIP insurance coverage is governed by Florida Statute §627.736.  It requires every driver at least $10,000.00 in benefits to help pay for medical treatment or lost wages caused by a crash.  It also includes an additional $5,000.00 in death...